Buy with us

Notice we’re talking about your budget—not just what a lender says you can afford. In many cases, a mortgage company will approve you for more than you’re truly comfortable spending each month.

Before speaking with a lender, determine the payment range that feels right for your lifestyle. Take an honest look at your full household budget and how things might change once you own a home.

If you’ve been renting or living with roommates, it’s easy to overlook new expenses like garbage, water, HOA dues, higher utilities, maintenance, and insurance. Building those into your numbers upfront helps you stay in control—and prevents surprise costs from blowing your budget later.

Technically, you can shop for homes and write an offer on your own—but when it doesn’t cost you anything to have experienced advisors in your corner, why would you?

When you work with the Frazzano Tse Team, you get more than access to listings. You gain deep local insight, access to off-market and upcoming opportunities, and honest guidance on value, condition, and strategy. We help you identify the right homes, arrange showings, and structure offers that stand out in a competitive market.

Finding the right home can feel overwhelming. That’s where our experience and clear communication come in. Let us walk you through homes that fit your criteria and budget, answer your questions at every step, and guide you from the first tour to keys in hand.

Once you’ve found the right home, we’ll help you craft a smart offer based on recent comparable sales, current demand, and the seller’s situation. Depending on the market, a winning offer might be below, at, or above the list price—but price is only part of the strategy.

We’ll walk you through terms, contingencies, timelines, and risk so you know exactly what you’re signing and why. If the seller counters, we’ll advise you on options and negotiate on your behalf to protect your interests and maintain competitiveness.

Once both sides agree on price and terms, you’ll be in contract and the home will move into escrow.

With an accepted offer in place, it’s time to lock in your financing. You’ll reconnect with the lender who pre-approved you and review your loan options based on your financial profile and goals.

You can compare fixed-rate and adjustable-rate loans, as well as different term lengths (such as 15- or 30-year terms), and any special programs you qualify for, like VA or FHA loans. Your lender will walk you through payments, fees, and long-term implications so you can choose the option you feel confident and comfortable with—now and in the future.

While your lender handles underwriting, we’ll stay in close contact with all parties to keep the process on track and aligned with your closing timeline.